One Health Individual
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Comprehensive Health insurance Plan


  • In patient Hospitalization: for hospitalization expenses like Doctor's fees, operation theatre cost, surgery cost,anaesthetist charges and nurse charges
  • Day care treatment cover- for expenses of modern procedures that do not require 24 hrs hospitalization admission (for e.g. cataract surgery)
  • Pre and Post Hospitalisation expenses are covered
  • Ambulance cover: for expenses incurred for emergency road ambulance
  • Organ Donor expense cover- for hospitalization expenses of the person who is donating organ for the use of Insured person
  • Domiciliary Hospitalization cover
  • IVF treatment cover
  • Bariatric Surgery cover
  • Psychiatric cover
  • Lasik surgery cover
  • Cumulative Bonus- which once accrued, is not reduced even if you claim
  • Free annual health check up for all adult insured persons irrespective of claims
Title Description
Daily Hospitalization Allowance Support Plus:-500 per day, Shield:-1000 per day, Premium:-1500 per day
Donor Expenses Covered up to Sum Insured
No Claim Bonus Support Plan :-10% of SI Max 50%, SUpport Plus Plan :-10% of SI Max 100%, Shield Plan :-20% of SI Max 100%, Premium Plan :-33.33% of SI Max 100%
Room Rent Limit Under Support and Support Plus 1% of SI. Under Shield and Premier Plan No room rent capping.
ICU Daily Rent Limit Under Support and Support Plus 2% of SI. Under Shield and Premier Plan No ICU rent capping.
Pre-Hospitalization Expenses For Support and Support Plus 30 days. For Shield and Premier 60 days.
Post Hospitalization Expenses For Support and Support Plus 60 days. For Shield and Premier 90 days.
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage Covered up to Sum Insured
Additional Cover for Critical Illness Optional
Automatic Restoration of Sum Insured Up to 100% of Sum Insured
Pre-Existing Disease / Illness coverage After 4 years under support plan, after 3 years under Support Plus and Shield, after 2 years under Premium Plan.
Waiting Period for New Policy 30 days.
Co-Payment 10% or 20% co-payment optional cover and avail discount on premium.
Medical Screening NA
Free Health Checkup Annual free health check-up irrespective of claims in a policy year.
Ambulance Expenses For Support Up to Rs 2000, under Support Plus up to Rs 5000, Under Shield up to Rs 7500, under Premium Rs 10000
Non-Allopathic Treatments Under Support Plan Covered up to 10% of SI, Under Support Plus Covered up to 50% of SI, Under shield and premium Plan Covered upto SI.
New Born Baby Cover Up to Rs 50000 under Premium Plan