Critical Mediclaim
Quick Links :
Religare Critical Mediclaim is a Critical illness plan that takes care of you health care bill in the event of any critical illness.


  • Covers 32 defined Critical Illnesses
  • Lifelong Renewability
  • Option of Equated Monthly/Quarterly installments
  • No specific ailment waiting period
  • Dialysis Cover
  • Chemotherapy & Radiotherapy Cover
  • Quick Recovery Counselling
  • OPD Expenses Covered
  • Room Rent Modification Available
  • International second opinion
  • Air Ambulance Cover available
Title Description
Ambulance Expenses Up to Rs. 3000 per hospitalization. Air Ambulance Cover Up to Rs. 5 Lakhs
Non-Allopathic Treatments Up to 25% Sum Insured
Donor Expenses Up to SI or 15 L whichever is lower
No Claim Bonus "50%/25%/25%-Corresponding increase in SI for 1st, 2nd and 3rd continuous claim-free Policy Years respectively, Max up to 100% of SI"
Room Rent Limit Up To Sum Insured
ICU Daily Rent Limit Up To Sum Insured
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 Hours
Day Care Procedure Coverage Listed as per the Plan, Up to Sum Insured
Pre-Existing Disease / Illness coverage After 4 Years
Waiting Period for New Policy 90 days
Medical Screening Not required
Free Health Checkup Annually from 2nd Policy Year on continous coverage