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Jeevan Saathi

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Features

Special Features

Benefits

Policy Parameters

Suitable For

Features

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This policy is issued on the lives of the husband and wife provided the female's life belongs to Category I or is actively engaged in her spouse's business.

Special Features

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In case of death of any one of the policyholder the surviving partner gets the sum assured, the premium is stopped and on death or maturity full Sum Assured along with bonus is paid back.

Benefits

Survival Benefits

If one or both the lives survive to the maturity date, the sum assured, along with the accumulated bonus, is payable.

Death Benefits

In case either of the couple dies during the policy’s term, two things happen. One, LIC pays to the surviving spouse the full Sum Assured. And, two, the policy continues on the life of the surviving partner without him/her having to pay any further premiums, i.e. the life cover on the survivor continues free of cost.

The Sum Assured is again payable on the death of the other partner in case both the husband and wife were to die during the term of the policy. Vested bonus would also be paid along with the Sum Assured on the second death.

Policy Parameters

  Min Max
Entry Age 20 50
Sum Assured 50000 No limit
Term 15 30

Mode of Payment Max Maturity Age Policy loan available
Yearly, Half Yearly, Quarterly, Monthly, Salary Saving Scheme 70 Years Yes

Suitable For

e incomes of both husband and wife, also grants equivalent benefits to the survivor in case neither survive the policy term period.

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